Card image Discover it® Student Cash Back

Discover it® Student Cash Back card

Check the key information to help with your decision.

Discover it® Student Cash Back card

Check the key information to help with your decision.

By Investgator on 29/07/2026

Useful informations

This credit card is perfect for young adults aiming for financial independence without hidden costs. It's an effective tool for learning fiscal responsibility while enjoying tangible benefits.

Apart from the rewards, cardholders have access to free identity monitoring and are not held liable for unauthorized transactions, thus ensuring complete peace of mind.

Bank

Discover

Contact

www.discover.com

Reputation

0 reward points

Card brand

Discover

Who is this Card for?

Want more options?

Compare other options and choose the ideal card for you.

 
 

Click unlock and compare the available cards

UNLOCK

Pros & Cons

Like anything in life, credit cards have pros and cons. Let’s list them below so you can evaluate:

Pros

No annual fee
International
Security Alerts
Contactless Technology
Rewards Program
Annual Fee Free
Price Protection
International Card
Cashback

Cons

No airline miles
No travel insurance
No access to VIP lounge
Need to have a linked bank account
High interest rates
Credit limit subject to analysis

See more card details:

5% Cash Back

Earn 5% back on categories that change each quarter, including Amazon.com, restaurants, and gas stations.

Cashback Match™

Discover automatically doubles all cash back earned by the end of your first year, with no maximum limit.

No Annual Fee

There is no annual fee, allowing students to concentrate solely on their expenses and rewards.

Credit Building

An excellent entry point for establishing a positive credit history right from college.

No Late Fee

The first time you miss a payment, there’s no late fee charged.

Security Alerts

Discover monitors your Social Security number and sends alerts if your information is found on the Dark Web or new accounts are opened.

Global Acceptance

The card is accepted at millions of locations worldwide through the Discover network.

Credit Score Monitoring

Access your FICO® Credit Score for free at any time through the app or website.

Frequently Asked Questions (FAQ)

How does the Cashback Match work?

At the end of your first year as a cardholder, Discover totals all the cash back you have earned and deposits an equal amount into your account automatically.

Do I need a credit history to get approved?

Not necessarily. This card is designed for students who are just starting to build their credit.

What are the categories for the 5% cash back?

The categories rotate each quarter and can include gas stations, grocery stores, restaurants, Amazon.com, and select retail stores.

Is there an annual fee for this card?

No, the Discover it® Student Cash Back has a permanent zero annual fee.

What happens if I miss a payment?

Discover does not charge a late fee for your first missed payment, and missing your first payment will not increase your APR.

Can I use this card outside of the United States?

Yes, it’s an international card, and Discover does not impose foreign transaction fees on purchases made abroad.

Top 5 most requested cards

The card: Discover it® Student Cash Back comes with these benefits from Discover

24/7 support for emergency situations

Points system to exchange for products

Accepted in thousands of locations worldwide

Perfect for your everyday purchases

Security and flexibility in payments

More security and comfort for your purchases

We’ve simplified the steps for you

We’ve outlined the steps to make it easier for you to apply for the card. Follow the step-by-step guide below:

1

Choose the option that best suits your needs

2

Access the financial institutions' channels

3

Start your registration by providing accurate information

4

Send the required documents

5

Submit your application

6

Wait for approval

Required documents

Visit the website of Discover

Visit the official website and follow the provided instructions.

VISIT OFFICIAL WEBSITE
YOU WILL BE REDIRECTED