Discover it® Student Chrome card

Check the key information to help with your decision.

Discover it® Student Chrome card

Check the key information to help with your decision.

By Investgator on 29/07/2026

Useful informations

One of the card's standout features is the automatic security alerts that keep students informed about their account activity. If lost, cardholders can instantly freeze their account through the mobile app, enhancing security. The card promotes wise spending habits by offering rewards on typical purchases, free from the complications of rotating categories or hidden fees.

Bank

Discover

Contact

www.discover.com

Reputation

0 reward points

Card brand

Discover

Who is this Card for?

Like digital banks

Young people without credit history

Need an International Card

Don't Want an Annual Fee

Prefer international cards

Like cashback

Do not want to pay fees

Want more options?

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Pros & Cons

Like anything in life, credit cards have pros and cons. Let’s list them below so you can evaluate:

Pros

No annual fee

International

Rewards Program

Security Alerts

Contactless Technology

Annual Fee Free

Price Protection

First Year Annual Fee Free

Installments Without Interest

International Card

Cashback

Cons

Credit limit subject to analysis

No points program

High interest rates

Does not accept bad credit

See more card details:

2% Cashback on Dining & Gas

Enjoy 2% cashback on purchases made at gas stations and restaurants, up to a combined limit of $1,000 per quarter.

Unlimited Cashback Match

At the end of your first year, Discover will automatically match your total cashback earnings, no cap on how much can be matched.

Annual Fee of $0

With no annual fee, students can maximize their earnings while establishing their credit profile.

No Prior Credit History Needed

Ideal for first-time cardholders, this card allows applications without any existing credit history.

Complimentary FICO® Credit Score

Monitor your FICO® Credit Score for free through your monthly statements and online access.

Waived First Late Fee

If you miss your first payment, Discover will not charge a late fee, and there’s no penalty APR.

Freeze It® Security Feature

Quickly and efficiently stop any new transactions if your card gets lost or stolen.

Frequently Asked Questions (FAQ)

Is there any annual fee associated with the Discover it® Student Chrome?

No, this card comes with a $0 annual fee.

How is the Cashback Match program implemented?

At the conclusion of your first year, Discover will automatically double the cashback you've accumulated during that period, without any caps or minimums.

Is it possible to apply for this card if I have no credit history?

Certainly! This card is specifically designed for students and anyone can get approved, even without previous credit history.

What are the cashback benefits?

You can earn 2% cashback at dining establishments and gas stations on purchases up to a combined total of $1,000 each quarter, plus 1% cashback on all other transactions.

Are there any foreign transaction fees?

No, this card does not impose foreign transaction fees, making it a great choice for students studying abroad.

What happens if I don't make my first payment on time?

Discover will waive the late fee for your first missed payment, and your interest rate will not increase due to this late payment.