Card image Bilt Mastercard® Rewards

Bilt Mastercard® Rewards card

Check the key information to help with your decision.

Bilt Mastercard® Rewards card

Check the key information to help with your decision.

By Investgator on 29/07/2026

Useful informations

Elevate your rewards by transferring points to elite travel partners at a 1:1 ratio or use them to apply for a future home down payment.

Everything can be easily managed through the Bilt app, ensuring that your everyday expenses convert into tangible benefits without any cost.

Bank

Wells Fargo

Contact

creditcards.wellsfargo.com

Reputation

0 reward points

Card brand

Mastercard

Who is this Card for?

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Pros & Cons

Like anything in life, credit cards have pros and cons. Let’s list them below so you can evaluate:

Pros

Mastercard Platinum Benefits
Purchase Protection
Travel Insurance
Contactless Technology
International
Points Program
Annual Fee Free
Restaurant Discounts
First Year Annual Fee Free
Extended Warranty
Rewards Program
International Card
Air Miles

Cons

Need to have a linked bank account
Does not accept bad credit
High interest rates
Credit limit subject to analysis
Does not offer cashback

See more card details:

Rent Payment Points

Earn 1 point for every dollar spent on rent without any processing fees, up to 100,000 points annually.

Dining Rewards

Enjoy 3 points per dollar spent on meals, perfect for dining out or using delivery services.

Travel Focus

Earn 2 points for every dollar spent on travel bookings done directly with airlines or hotels.

1:1 Point Transfers

Easily transfer earned points to leading hotel and airline loyalty programs.

No Annual Fee

Benefit from all the premium features of the card without an annual fee.

Mastercard World Elite Benefits

Access exclusive perks such as cell phone protection and travel concierge services.

Frequently Asked Questions (FAQ)

Is there an annual fee for the Bilt Mastercard?

No, this card comes with no annual fee, allowing you to enjoy its benefits at no extra cost.

How do I earn points when paying my rent?

You can pay through the Bilt app using the card or a linked bank account to avoid fees and earn 1 point per dollar spent.

Is there a minimum usage requirement to earn points?

Yes, you need to make at least 5 transactions with the card in each billing cycle to start accumulating points.

What are the point earning rates for other purchases?

You earn 3 points for dining, 2 points for travel, and 1 point on all other eligible purchases.

Can I use points to buy a house?

Yes, Bilt Rewards points can be redeemed to assist with a home down payment.

Top 5 most requested cards

The card: Bilt Mastercard® Rewards comes with these benefits from Mastercard

24/7 support for emergency situations

Points system to exchange for products

Accepted in thousands of locations worldwide

Perfect for your everyday purchases

Security and flexibility in payments

More security and comfort for your purchases

We’ve simplified the steps for you

We’ve outlined the steps to make it easier for you to apply for the card. Follow the step-by-step guide below:

1

Choose the option that best suits your needs

2

Access the financial institutions' channels

3

Start your registration by providing accurate information

4

Send the required documents

5

Submit your application

6

Wait for approval

Required documents

Visit the website of Wells Fargo

Visit the official website and follow the provided instructions.

VISIT OFFICIAL WEBSITE
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